To be financially secure, do you work harder at anticipating risks so you can avoid them, or at building a cushion so you can withstand the unexpected? Which do you think might work better and why?

Just getting this one in under the wire. Not sure where my head was today… almost completely forgot!

I’m more a build the cushion guy. I don’t have an impressive savings account, but I like having it and knowing that it has enough there in case one of those rainy type days comes along.

I will say that the savings account did nothing to help me when I was having my car troubles last year, but looking at things today, I’d be in a much better place if the same sort of thing were to happen. In spite of it being 2020.

What about you? Do you like to have that cushion just in case or are you actively avoiding the rainy days? Let me know what you think down in the comments!

*The Question of the Week can be found in The Book of Questions by Gregory Stock, Ph.D.

Feature Photo by Fabian Blank on Unsplash